Boat Insurance in Florida | Absolute Insurance
Florida’s pristine waters and sunny skies make it a boater’s paradise. Whether you’re enjoying a peaceful day of fishing, cruising with family, or embarking on thrilling water sports adventures, having the right boat insurance is essential. At Absolute Insurance, we provide tailored boat insurance policies to protect your investment and give you peace of mind every time you set sail.
Why You Need Boat Insurance
Florida's waters are as unpredictable as they are beautiful. Storms, accidents, theft, and unforeseen damages can happen at any time. Boat insurance shields you from financial loss and liability, ensuring that your time on the water remains enjoyable and stress-free.
While Florida does not mandate boat insurance for all vessels, marinas and lenders often require coverage. Absolute Insurance offers flexible policies that meet these requirements and provide comprehensive protection for your boat and passengers.
What Does Boat Insurance Cover?
Our customizable boat insurance policies include the following essential coverage options:
1. Liability Coverage
Protects you if you’re responsible for bodily injury or property damage caused by your boat.
2. Collision Coverage
Covers repair or replacement costs for your boat if it’s damaged in an accident, regardless of fault.
3. Comprehensive Coverage
Safeguards against non-collision risks such as theft, vandalism, fire, or damage from storms and hurricanes.
4. Uninsured/Underinsured Boater Coverage
Protects you and your passengers if you’re in an accident with an uninsured or underinsured boater.
5. Medical Payments Coverage
Helps pay for medical expenses for you and your passengers after an accident.
6. Equipment and Accessories Coverage
Covers fishing equipment, electronics, and other accessories on your boat.
7. Towing and Assistance
Offers 24/7 on-water towing and emergency services to get you back to shore safely.
Types of Boats We Cover
At Absolute Insurance, we provide coverage for a wide range of watercraft, including:
- Motorboats
- Sailboats
- Pontoon boats
- Personal watercraft (Jet Skis, WaveRunners)
- Fishing boats
- Yachts
- And more!
Benefits of Choosing Absolute Insurance
Local Expertise
As a Florida-based insurance provider, we understand the unique challenges boaters face in the Sunshine State, including hurricane risks and crowded waterways.
Customized Policies
We offer personalized coverage options that fit your boating lifestyle and budget.
Competitive Rates
Our access to top insurance carriers ensures you receive quality coverage at affordable rates.
Exceptional Service
From selecting the right policy to managing claims, our dedicated team is here to support you every step of the way.
Tips for Safe Boating
- Wear Life Jackets: Ensure all passengers have properly fitted life jackets on board.
- Check Weather Conditions: Avoid boating in severe weather or rough waters.
- Follow Navigation Rules: Adhere to Florida’s boating laws and regulations.
- Perform Regular Maintenance: Keep your boat in top condition to reduce the risk of breakdowns.
Get Your Free Boat Insurance Quote
Protect your vessel and enjoy the water worry-free with Absolute Insurance. Contact us today to learn more about our comprehensive boat insurance policies and get a free, no-obligation quote.
Absolute Insurance – Your Trusted Partner for Boating Safety and Security in Florida.
