Terms & Conditions

Effective Date: July 23, 2026

Welcome to the website of Absolute Insurance, Inc. (“Company,” “we,” “our,” or “us”). By accessing or using this website (“Website”), you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these Terms, please do not use this Website.

1. About Absolute Insurance, Inc.

Absolute Insurance, Inc. is an independent insurance agency licensed to conduct business in the State of Florida. We provide personal and commercial insurance solutions through a network of reputable insurance carriers.

2. Informational Purposes Only

The information contained on this Website is provided for general informational purposes only.

Nothing on this Website constitutes legal, financial, tax, or insurance advice. Coverage recommendations should always be discussed with a licensed insurance professional.

While we strive to keep all information accurate and up to date, we make no guarantees regarding the completeness, accuracy, or timeliness of any information.

3. No Insurance Coverage Is Bound

IMPORTANT NOTICE

Submitting information through this Website—including quote requests, contact forms, emails, online applications, text messages, or voicemail—does not bind, alter, renew, reinstate, or cancel insurance coverage.

Coverage becomes effective only after:

• A licensed representative of Absolute Insurance, Inc. confirms coverage in writing;
• The insurance carrier accepts the risk;
• All required applications and documentation are completed; and
• Any required premium has been paid.

Do not assume coverage exists until you receive written confirmation from our office.

4. Insurance Quotes

Any quote, estimate, premium indication, or coverage example provided through this Website is an estimate only.

Actual premiums, deductibles, limits, exclusions, endorsements, eligibility, and coverage availability are subject to underwriting approval by the insurance carrier.

Quotes may change without notice.

5. User Responsibilities

By using this Website, you agree that you will:

• Provide truthful and accurate information.
• Use the Website only for lawful purposes.
• Not submit fraudulent information.
• Not interfere with Website security.
• Not attempt unauthorized access to our systems.
• Not upload malicious software or viruses.

6. Intellectual Property

All Website content, including but not limited to:

• Logos
• Graphics
• Images
• Videos
• Articles
• Text
• Downloads
• Branding
• Website design

is the exclusive property of Absolute Insurance, Inc. unless otherwise stated.

No content may be copied, reproduced, distributed, modified, or used without prior written permission.

7. Third-Party Links

Our Website may contain links to third-party websites for your convenience.

Absolute Insurance, Inc. is not responsible for the content, accuracy, security, privacy practices, or services offered by third-party websites.

Accessing third-party websites is at your own risk.

8. Disclaimer of Warranties

This Website is provided on an “AS IS” and “AS AVAILABLE” basis.

Absolute Insurance, Inc. makes no warranties, express or implied, regarding:

• Website availability
• Accuracy
• Reliability
• Merchantability
• Fitness for a particular purpose
• Freedom from viruses
• Uninterrupted service

9. Limitation of Liability

To the fullest extent permitted by law, Absolute Insurance, Inc., its owners, employees, agents, affiliates, and representatives shall not be liable for any direct, indirect, incidental, consequential, punitive, or special damages arising from:

• Use of this Website
• Reliance upon Website information
• Website interruptions
• Errors or omissions
• Third-party websites
• Unauthorized access

10. Electronic Communications

By submitting information through this Website, you consent to receive communications from Absolute Insurance, Inc. by:

• Telephone
• Email
• SMS/Text Message
• Other electronic communication methods

These communications may relate to insurance quotes, policies, customer service, renewals, billing, claims, appointments, or other account-related matters.

11. SMS Terms of Service

If you choose to receive SMS/text messages from Absolute Insurance, Inc., you agree to the following terms.

When you opt into our SMS service, you may receive text messages regarding:

• Insurance quotes
• Policy updates
• Renewal reminders
• Billing notifications
• Claims assistance
• Appointment reminders
• Customer service communications
• Other insurance-related updates

Message frequency varies.

Message and data rates may apply.

By opting into SMS messaging, you agree to the following:

Opt-Out

You may cancel SMS communications at any time by replying STOP to any message.

After sending STOP, you will receive one final confirmation message, and you will no longer receive SMS messages unless you opt in again.

Help

Reply HELP at any time for assistance.

You may also contact us directly:

Absolute Insurance, Inc.

Phone: (561) 586-9192

Email: info@absoluteinsuranceinc.com

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages.

Consent

Your consent to receive text messages is not a condition of purchasing insurance products or services.

12. SMS Privacy Policy

Absolute Insurance, Inc. respects your privacy.

We collect your mobile phone number solely for the purpose of providing SMS communications that you have requested or authorized.

We do not sell, rent, share, or disclose your mobile phone number or SMS consent information to third parties or affiliates for marketing or promotional purposes.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All categories above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Your mobile information may only be used to:

• Provide insurance quotes
• Service your insurance policies
• Appointment reminders
• Policy updates
• Billing reminders
• Claims communications
• Customer support

We maintain commercially reasonable administrative, technical, and physical safeguards to protect your personal information.

13. Privacy

Your use of this Website is also subject to our Privacy Policy.

By using this Website, you acknowledge that you have reviewed and agree to our Privacy Policy.

14. Changes to These Terms

Absolute Insurance, Inc. reserves the right to modify these Terms & Conditions at any time without prior notice.

Changes become effective immediately upon posting to this Website.

Continued use of the Website constitutes acceptance of the revised Terms.

15. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of the State of Florida.

Any disputes arising from the use of this Website shall be resolved in the appropriate state or federal courts located within the State of Florida.

16. Contact Information

Absolute Insurance, Inc.

Address:
521 Lake Ave., Suite 11
Lake Worth, FL 33460

Phone: (561) 586-9192

Email: info@absoluteinsuranceinc.com

Website: www.absoluteinsuranceinc.com

Business Hours:
Monday–Thursday: 8:30 AM–5:00 PM EST
Friday: 9:00 AM–4:00 PM EST
Saturday–Sunday: Closed